As the tax year draws to an end on april 6th: the clock is ticking for those who want or have ” to buy” isas. However, the question remains where’s the best place to put your hard-earned money? if you want easier access to your cash, you might only get 1. 5%, but if you lock up your savings for 2 years, rates as high as 2. 28% are available. As financial advisor dave rubin points out “if you have funds to invest, even a few hundred pounds, keeping the taxman’s paws off your interest is essential if you want to maximise long-term growth. “.